How a Commercial Brokerage Owner Avoided All Tax Bills & Started Travelling For Free

The Challenges

Building and running a commercial brokerage is already demanding, but for our client, the real problem wasn’t closing deals, it was keeping what he earned.

Unbearable tax burden: Nearly half of his income was disappearing to corporate and personal taxes every year.

Constant reinvestment trap: Even after paying tax, most profits went back into deals and office expenses, leaving little real freedom.

No international structure: All income flowed through his home-country entity, making it impossible to separate personal gains from corporate earnings.

No lifestyle leverage: He was working harder than ever, but still paying full price for travel, accommodation, and entertainment because everything was tied to personal funds.

He wanted to enjoy his success, but the system was designed to punish high earners who stayed fully domestic.

Our Approach

We developed a complete restructuring plan that legally eliminated his tax exposure and transformed his business into a vehicle for lifestyle freedom.

Phase 1: Tax residency restructuring

We relocated his personal tax residency to a European jurisdiction with zero tax on foreign income and built the necessary substance to keep it fully compliant. This single step broke the link between his business income and his home country’s tax authority.

Phase 2: Corporate realignment

We established a new holding and trading structure that allowed his brokerage profits to be paid to a foundation instead of directly to him. He began taking a small, fully deductible salary while the majority of profits accumulated in the foundation tax-free.

Phase 3: Expense optimization

We converted many of his personal expenses into legitimate corporate ones. Flights, hotels, conferences, and even partial housing costs became business-related, cutting taxable exposure to almost zero.

Phase 4: Banking & lifestyle integration

We opened multi-jurisdictional private and corporate accounts that supported his new structure. Corporate cards linked to the foundation allowed him to travel worldwide while earning points and miles, effectively funding his travel for free.