#1 Alternative To Frozen Stripe Accounts

Stop Losing Money To Frozen Payments

Stop Losing Money To Frozen Payments

Open a bulletproof merchant account that actually stays open. We'll have you processing again before your processor's support team even responds to your email.

Fees from 1.5%*

Fees from 1.5%*

Fast approvals

Fast approvals

T+3 payouts

T+3 payouts

High-Risk Accepted

High-Risk Accepted

Start Processing Payments Again

Fill out the form to get started

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Banks & PSPs We Work With

Does This Sound Familiar?

If you're running a high-volume business, this is killing your ability to scale

No control over your merchant account

Stripe shares your account with other businesses. If they don't fit within risk parameters, then you're shut down too.

Stripe Shutdowns

Because you do not own the merchant account, you can get shut down at any time. Even if you did nothing wrong, but a different merchant they ran through the same account scammed people

You're constantly stressed.

Afraid that you'll wake up to a frozen account, not wanting to scale too fast and terrified of chargebacks

Unexpected reviews kill your margins

One notification, and your business is shut down

The Benefits Make This A No-Brainer

The Benefits Make This A No-Brainer

The Benefits Make This A No-Brainer

We work closely with acquiring banks, gateways, orchestrators and card schemes to make sure that every merchant we place fits within their risk policies and will never get their account closed again.

We work closely with acquiring banks, gateways, orchestrators and card schemes to make sure that every merchant we place fits within their risk policies and will never get their account closed again.

We work closely with acquiring banks, gateways, orchestrators and card schemes to make sure that every merchant we place fits within their risk policies and will never get their account closed again.

Partners That Support You

We are fully transparent about your business. Every processor knows exactly what you do, so there are no surprises later.

Banking Network

We work with 40+ banks and processors to ensure your MID will be approved 100% of the time.

Guaranteed Setup

We work on a pre-approval basis. This means that before you ever pay us a cent, you will know 100% if this will work for you

EU-Based Structure

We never utilise non-cooperative or offshore jurisdictions. Every processor and bank account is always in the EU or EEA.

Sell Anywhere

Our processing partners cover 201 different countries and territories that you can sell to with confidence.

Lifetime Support

No matter what happens, we'll stay. We offer a lifetime replacement guarantee if your payment processing ever gets frozen.

Side-by-side, the choice is easy

Two ways to get better payments. One gets you launched faster, smarter, and stress-free. The other? Let’s just say… you’ll be a lot more frustrated before you ever process a single payment.

Without us

With Capwynn

Setup speed

Slow and frustrating paperwork

Fast, stress-free setup done for you

Setup speed

Slow and frustrating paperwork

Fast, stress-free setup done for you

Clarity

No clear roadmap or guide

Step-by-step strategy done for you

Clarity

No clear roadmap or guide

Step-by-step strategy done for you

Effort required

hours of research, no responses to emails and inactive websites

Access to partnerships developed over 34 years

Effort required

hours of research, no responses to emails and inactive websites

Access to partnerships developed over 34 years

Risks involved

High (freezes, scams, fines)

Capwynn Triple Guarantee

Risks involved

High (freezes, scams, fines)

Capwynn Triple Guarantee

Growth support

You’re on your own after setup

Ongoing done-for-you compliance

Growth support

You’re on your own after setup

Ongoing done-for-you compliance

Fees

Hidden fees at every step

Transparent pricing

Fees

Hidden fees at every step

Transparent pricing

What Our Clients Say

What Our Clients Say

Real entrepreneurs. Real results. Millions processed.

Real entrepreneurs. Real results. Millions processed.

Click Above To Book Instant Advisory Call ↑

How It Works

Getting reliable processing is as easy as 1-2-3. Start processing up to €100k/day in as little as 48h.

1

Onboarding Call

During a 20-minute onboarding call, we'll collect all the information we need about your business.

2

Pre-Approvals

Within 1-3 business days of the onboarding call, we'll know exactly which processors will open accounts for you.

3

Start Processing

We turn the pre-approvals into formal applications and after one final risk review, you're ready to start processing.

We’re Capwynn –building better structures for over 34 years.

In that time, we’ve incorporated over than 12,000 companies, created over 400 different setups, and worked with clients in 36 countries. Our focus is simple: provide the strategy, guidance, and support that help business owners keep what they earn and grow with confidence

We focus on measurable results

Tax savings, functioning merchant accounts and clean international banking, not PowerPoint slides.

We focus on measurable results

Tax savings, functioning merchant accounts and clean international banking, not PowerPoint slides.

We focus on measurable results

Tax savings, functioning merchant accounts and clean international banking, not PowerPoint slides.

We make it exciting

You're a business owner, not an accountant. Focus on what you do best, and we handle the rest.

We make it exciting

You're a business owner, not an accountant. Focus on what you do best, and we handle the rest.

We make it exciting

You're a business owner, not an accountant. Focus on what you do best, and we handle the rest.

We keep it human

DTAA, VAMP, PEX, passthrough and other terms can seem complacted. We translate them into plain English.

We keep it human

DTAA, VAMP, PEX, passthrough and other terms can seem complacted. We translate them into plain English.

We keep it human

DTAA, VAMP, PEX, passthrough and other terms can seem complacted. We translate them into plain English.

ENTREPRENEURS WE HAVE HELPED

ENTREPRENEURS WE HAVE HELPED

ENTREPRENEURS WE HAVE HELPED

$276K

Processed In Month 2

2238

Orders Per Month

$276K

Processed In Month 2

2238

Orders Per Month

$276K

Processed In Month 2

2238

Orders Per Month

€50,000

In free travel over 18 months

5%

Effective Tax Rate

€50,000

In free travel over 18 months

5%

Effective Tax Rate

€50,000

In free travel over 18 months

5%

Effective Tax Rate

£3,000,000

Saved in tax

5%

Effective tax rate on personal income

£3,000,000

Saved in tax

5%

Effective tax rate on personal income

£3,000,000

Saved in tax

5%

Effective tax rate on personal income

Get Payment Processing That Won't Freeze Your Account Overnight

Get Payment Processing That Won't Freeze Your Account Overnight

Every second you waste is costing you money. Whether you run a high-risk business or were shut down unfairly, we can help you open up a new payment processor in as little as 72 hours.

Fees From 1.5%*

Fees From 1.5%*

Fees From 1.5%*

Fast Approvals

Fast Approvals

Fast Approvals

T+3 Payouts

T+3 Payouts

T+3 Payouts

High-Risk Accepted

High-Risk Accepted

High-Risk Accepted

The Capwynn Guaranteeâ„¢

The Capwynn Guaranteeâ„¢

✔ 99.99% Uptime Guarantee - You will never lose the ability to accept payments.


✔ Lifetime Replacement Guarantee – If your MID get shut down we will replace it free of charge.


✔ Approval Guarantee - If we take you on, we guarantee that you will get a MID.

Start Processing Payments Again

Fill out the form to get started

Click Above To Book Instant Advisory Call ↑

Your Questions, Answered

We specialize in high-risk businesses and merchants who have been shut down or frozen by traditional payment processors. Whether you're in industries like supplements, CBD, subscription services, forex, nutraceuticals, or other sectors that banks typically classify as "high-risk," we have established relationships with 40+ banks and processors who understand and accept your business model. We also work with standard businesses looking for more reliable payment processing.

Answer

What types of businesses do you work with?

Question

We specialize in high-risk businesses and merchants who have been shut down or frozen by traditional payment processors. Whether you're in industries like supplements, CBD, subscription services, forex, nutraceuticals, or other sectors that banks typically classify as "high-risk," we have established relationships with 40+ banks and processors who understand and accept your business model. We also work with standard businesses looking for more reliable payment processing.

Answer

What types of businesses do you work with?

Question

We specialize in high-risk businesses and merchants who have been shut down or frozen by traditional payment processors. Whether you're in industries like supplements, CBD, subscription services, forex, nutraceuticals, or other sectors that banks typically classify as "high-risk," we have established relationships with 40+ banks and processors who understand and accept your business model. We also work with standard businesses looking for more reliable payment processing.

Answer

What types of businesses do you work with?

Question

We can have you up and running in as little as 72 hours, though the typical timeline is 1-3 business days for pre-approvals after your initial onboarding call. Once we receive pre-approval from our banking partners, we move to formal applications and one final risk review before you're ready to process. The entire process from first contact to processing payments usually takes less than a week.

Answer

How quickly can I start processing payments?

Question

We can have you up and running in as little as 72 hours, though the typical timeline is 1-3 business days for pre-approvals after your initial onboarding call. Once we receive pre-approval from our banking partners, we move to formal applications and one final risk review before you're ready to process. The entire process from first contact to processing payments usually takes less than a week.

Answer

How quickly can I start processing payments?

Question

We can have you up and running in as little as 72 hours, though the typical timeline is 1-3 business days for pre-approvals after your initial onboarding call. Once we receive pre-approval from our banking partners, we move to formal applications and one final risk review before you're ready to process. The entire process from first contact to processing payments usually takes less than a week.

Answer

How quickly can I start processing payments?

Question

Pre-approval means we secure confirmation from our banking partners that they will open an account for your business before you pay us anything. You'll know with 100% certainty that this will work for you before spending a single cent. We only move forward once we have solid commitments from processors who understand your business model.

Answer

What does "pre-approval basis" mean, and do I pay anything upfront?

Question

Pre-approval means we secure confirmation from our banking partners that they will open an account for your business before you pay us anything. You'll know with 100% certainty that this will work for you before spending a single cent. We only move forward once we have solid commitments from processors who understand your business model.

Answer

What does "pre-approval basis" mean, and do I pay anything upfront?

Question

Pre-approval means we secure confirmation from our banking partners that they will open an account for your business before you pay us anything. You'll know with 100% certainty that this will work for you before spending a single cent. We only move forward once we have solid commitments from processors who understand your business model.

Answer

What does "pre-approval basis" mean, and do I pay anything upfront?

Question

This is covered by our Lifetime Replacement Guarantee. If your MID (Merchant ID) ever gets shut down, we will replace it completely free of charge. We also offer a 99.99% uptime guarantee, meaning you'll never lose the ability to accept payments. We've built these guarantees into our service because we're confident in the transparency and quality of our placements.

Answer

What happens if my merchant account gets frozen or shut down after setup?

Question

This is covered by our Lifetime Replacement Guarantee. If your MID (Merchant ID) ever gets shut down, we will replace it completely free of charge. We also offer a 99.99% uptime guarantee, meaning you'll never lose the ability to accept payments. We've built these guarantees into our service because we're confident in the transparency and quality of our placements.

Answer

What happens if my merchant account gets frozen or shut down after setup?

Question

This is covered by our Lifetime Replacement Guarantee. If your MID (Merchant ID) ever gets shut down, we will replace it completely free of charge. We also offer a 99.99% uptime guarantee, meaning you'll never lose the ability to accept payments. We've built these guarantees into our service because we're confident in the transparency and quality of our placements.

Answer

What happens if my merchant account gets frozen or shut down after setup?

Question

The process is designed to be simple and hands-off for you. It starts with a 20-minute onboarding call where we collect all the necessary information about your business. From there, our team handles everything. Reaching out to our network of 40+ banks and processors, securing pre-approvals, and managing all the paperwork and applications. You're not stuck doing hours of research, chasing down unresponsive emails, or dealing with inactive websites. We leverage partnerships developed over 34 years to get you set up quickly while you focus on running your business.

Answer

What's involved in the onboarding process?

Question

The process is designed to be simple and hands-off for you. It starts with a 20-minute onboarding call where we collect all the necessary information about your business. From there, our team handles everything. Reaching out to our network of 40+ banks and processors, securing pre-approvals, and managing all the paperwork and applications. You're not stuck doing hours of research, chasing down unresponsive emails, or dealing with inactive websites. We leverage partnerships developed over 34 years to get you set up quickly while you focus on running your business.

Answer

What's involved in the onboarding process?

Question

The process is designed to be simple and hands-off for you. It starts with a 20-minute onboarding call where we collect all the necessary information about your business. From there, our team handles everything. Reaching out to our network of 40+ banks and processors, securing pre-approvals, and managing all the paperwork and applications. You're not stuck doing hours of research, chasing down unresponsive emails, or dealing with inactive websites. We leverage partnerships developed over 34 years to get you set up quickly while you focus on running your business.

Answer

What's involved in the onboarding process?

Question

We work with banks and processors across the globe from the EU & UK, to the US, UAE and Asian markets. We never use non-cooperative or offshore jurisdictions. This ensures you're working with legitimate, regulated financial institutions while still being able to sell to customers in 201 different countries and territories worldwide.

Answer

Where are the banks and processors located?

Question

We work with banks and processors across the globe from the EU & UK, to the US, UAE and Asian markets. We never use non-cooperative or offshore jurisdictions. This ensures you're working with legitimate, regulated financial institutions while still being able to sell to customers in 201 different countries and territories worldwide.

Answer

Where are the banks and processors located?

Question

We work with banks and processors across the globe from the EU & UK, to the US, UAE and Asian markets. We never use non-cooperative or offshore jurisdictions. This ensures you're working with legitimate, regulated financial institutions while still being able to sell to customers in 201 different countries and territories worldwide.

Answer

Where are the banks and processors located?

Question

Unlike other services where you're on your own after setup, we provide lifetime support and ongoing done-for-you compliance assistance. Our team has over 34 years of experience and we stay with you for the long term. If regulations change, if you need to scale, or if any issues arise with your processing, we're here to help. We've worked with over 12,000 companies and created 400+ different setups, so we've seen virtually every scenario and know how to handle it.

Answer

What ongoing support do you provide after my account is set up?

Question

Unlike other services where you're on your own after setup, we provide lifetime support and ongoing done-for-you compliance assistance. Our team has over 34 years of experience and we stay with you for the long term. If regulations change, if you need to scale, or if any issues arise with your processing, we're here to help. We've worked with over 12,000 companies and created 400+ different setups, so we've seen virtually every scenario and know how to handle it.

Answer

What ongoing support do you provide after my account is set up?

Question

Unlike other services where you're on your own after setup, we provide lifetime support and ongoing done-for-you compliance assistance. Our team has over 34 years of experience and we stay with you for the long term. If regulations change, if you need to scale, or if any issues arise with your processing, we're here to help. We've worked with over 12,000 companies and created 400+ different setups, so we've seen virtually every scenario and know how to handle it.

Answer

What ongoing support do you provide after my account is set up?

Question

Sometimes the hardest part is reaching out but once you do, we’ll make the rest easy.

Company

ICO Reference - ZB915979

Contacts

Head Office: +44 7424 178734

Client Support: +372 5199 0906

Locations

🇪🇪: Liivalaia 34, 10132, Tallinn

Opening Hours

M-F: 7.30am - 6.30pm (BST)

Sat-Sun: Closed

9:34:36 PM

Sometimes the hardest part is reaching out but once you do, we’ll make the rest easy.

Company

ICO Reference - ZB915979

Contacts

Head Office: +44 7424 178734

Client Support: +372 5199 0906

Locations

🇪🇪: Liivalaia 34, 10132, Tallinn

Opening Hours

M-F: 7.30am - 6.30pm (BST)

Sat-Sun: Closed

9:34:36 PM

Sometimes the hardest part is reaching out but once you do, we’ll make the rest easy.

Company

ICO Reference - ZB915979

Contacts

Head Office: +44 7424 178734

Client Support: +372 5199 0906

Locations

🇪🇪: Liivalaia 34, 10132, Tallinn

Opening Hours

M-F: 7.30am - 6.30pm (BST)

Sat-Sun: Closed

9:34:36 PM